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Legacies at risk from inheritance tax changes, warns Remember A Charity

first_img“It makes it all the more important that we find other ways to put charity front of mind when people are writing a Will. This means engaging more closely with financial advisers and Government, emphasising the importance of legacy giving and the need for greater fiscal incentives like VAT-free charitable Wills.”Last year, data released by Smee & Ford showed that 2015 was a record year for legacy giving, with 37,261 of the Wills that went to probate in England, Scotland and Wales including a legacy donation, up from 34,908 in 2014.The full changes, as set out by the Government, can be read on the .Gov site.  119 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis21 Tagged with: legacies legacy fundraising legacy promotion Remember a Charity Legacies at risk from inheritance tax changes, warns Remember A Charity  120 total views,  2 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis21center_img Melanie May | 5 April 2017 | News Changes to inheritance tax could reduce the number of legacies left to charities by 1,200 a year, according to Remember A Charity.The changes come into effect from 6th April, and see the introduction of a new inheritance tax allowance that Remember A Charity is warning could leave less incentive for people to include a legacy in their Will.The new main residence nil-rate band of £100,000 is being introduced for domestic residences passed to direct dependents. This allowance is in addition to the current £325,000 inheritance tax threshold. For a couple, it increases the tax-free amount from £650,000 to £850,000: an amount that will rise to £1 million by 1st April 2020 through annual increases.Inheritance tax is currently charged at 40% on assets above the £325,000 threshold of an estate, with a tax break reducing this rate to 36% for those who leave at least 10% to a charity. However, with the changes, Remember A Charity believes fewer solicitors and Will-writers will raise the option of leaving a legacy, leaving less people aware of this opportunity.A worst-case scenario estimate by Remember A Charity, which it has based on the latest HMRC statistics on the value of estates suggests that there could be 1,200 fewer people annually leaving charitable gifts as a result of the tax changes.Rob Cope, director of Remember A Charity, said:“Tax breaks are a natural entry point for solicitors and Will-writers to raise the option of charitable giving during the Will-writing process. But with the tax changes, our concern is that fewer people will be aware of their charitable options, which will be a real threat to legacy giving.”Remember A Charity’s latest tracking study of solicitor behaviour released this week and carried out by Future Thinking, shows that the proportion of professional advisers always or sometimes advising clients of the tax benefits of legacy giving during Will-writing has risen to an all-time high of 72%, up from 66% in 2015 and 61% in 2009.Cope added: Advertisement About Melanie May Melanie May is a journalist and copywriter specialising in writing both for and about the charity and marketing services sectors since 2001. She can be reached via www.thepurplepim.com.last_img read more

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Tune Your Skis and Your Fundraising Pitch

first_imgPeak Pitch brings entrepreneurs and investors together for a uniquely Northern New England version of the classic “elevator pitch”. In the traditional elevator pitch, entrepreneurs take advantage of an unexpected opportunity to share an elevator ride with a potential investor and quickly present their business idea. At Peak Pitch, a shared chairlift is substituted for the elevator, giving entrepreneurs the opportunity to pitch their business plans to a variety of venture capitalists, angel investors, commercial lenders, and other entrepreneurial advisors as they ride together up a mountain on a high-speed chair lift.The proven success of Peak Pitch in linking Northern New Englands unique natural assets with its entrepreneurial culture and business community has motivated Peak Pitch founder and series organizer Borealis Ventures of NH to expand the program for 2006. The Peak Pitch 06 program will include a series of events co-organized with local hosts to support the entrepreneurial communities across Maine, New Hampshire and Vermont. Fresh Tracks Capital is the local host for the Bolton Valley event scheduled for March 3. In addition to FreshTracks Capital, co-sponsors for the Vermont-based event include: Merchants Bank, CEI Community Ventures, Merritt, Merritt & Moulton, Greater Burlington Industrial Corporation, Vermont Department of Economic Development and the Vermont Economic Development Authority.We are excited to bring this event to Vermont, said Cairn Cross co-founder and Managing Director of FreshTracks Capital. Vermont has a history of successful innovation and entrepreneurship and of course a long and storied ski culture. This event combines the two and provides a great opportunity for entrepreneurs to connect with the resources they need to grow their businesses, all in a fun and informal fashion.The Inaugural Peak Pitch event was held March 10, 2005 at Mount Sunapee Resort, with more than 100 entrepreneurs, investors, and business advisors participating. The event served as a precursor to the Start-Up New Hampshire Business Plan Competition 2005 (Start-Up NH 2005). Peak Pitch 05 was conceived by Borealis Ventures and jointly organized with the NH Advantage Foundation, sponsor of Start-Up NH 2005.More information and registration details on Peak Pitch 06 are available on www.peakpitch.com(link is external).For information on the Bolton Valley Peak Pitch 06 event please contact Lee Bouyea at 802-388-6283 or [email protected](link sends e-mail). For information on the Peak Pitch series please contact Meagan Pryor at 603-643-1500 x.0 or [email protected](link sends e-mail).About Peak Pitch 2006Led by Peak Pitch founder and series organizer Borealis Ventures, the Peak Pitch 06 program will include a series of events to support the entrepreneurial community across Maine, New Hampshire and Vermont. Dates, locations and local hosts are as follows:February 15 Attitash Mt., NHCo-hosted by Mt. Washington Valley Economic CouncilMarch 3 Bolton Valley, VT Co-hosted by Fresh Tracks CapitalMarch 16 Mt. Sunapee, NH Co-hosted by the NH Advantage FoundationMarch 30 Sunday River, ME Co-hosted by the Maine Investment ExchangeTo learn more about the Peak Pitch 2006 series, please visit our website: www.peakpitch.com(link is external)About Fresh Tracks CapitalFreshTracks Capital (www.freshtrackscap.com(link is external)) is a Middlebury-based $11 million venture fund founded in 2001 that has invested more than $4.5 million to date in its core geographical markets including Vermont, and surrounding New Hampshire and New York counties. FreshTracks Capitals institutional investors include Middlebury College, Banknorth, Key Bank, National Life of Vermont, the Vermont Community Foundation and the John Merck Fund. FreshTracks Capital is affiliated with Village Ventures, Inc. (www.villageventures.com(link is external)), an early stage venture capital firm investing in exceptional entrepreneurs building companies in emerging domestic geographies. Village Ventures identifies these investment opportunities in partnership with its nationwide network of early stage venture capital funds that are focused on these emerging domestic geographic markets. The combination of local capital and FreshTracks hands-on investment practices–backed by Village Ventures’ centralized services and national network–has created an innovative investment strategy, one that is bearing substantive results.About Borealis VenturesBorealis Ventures is a seed and early stage venture capital firm uniquely focused on investing in companies in Northern New England and throughout the Dartmouth College network. With offices in Concord and Hanover NH, Borealis uses its local knowledge and presence to understand and meet the needs of Northern New England’s entrepreneurs. We combine this “home field advantage” with the national-scale resources of Village Ventures and the Dartmouth alumni network to help our companies succeed.www.borealisventures.com(link is external)-END-last_img read more

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Interest-free loans from HBOR are provided for entrepreneurs in the tourism sector

first_imgThe funds will be able to be used to finance salaries, overheads and other basic operating costs, preparation of the tourist season and liabilities to suppliers and other costs, except for credit liabilities to commercial banks and other financial institutions and VAT liabilities. Ministry of Tourism provides HRK 26 million to interest rate subsidy, zero percent interest rate for three years of repayment  The funds are intended for subsidized lending to micro, small and medium enterprises with registered accommodation activities (hotels, resorts, camps, other accommodation), food and beverage preparation and serving activities (restaurants, catering, other food preparation and serving activities), rental of water transport vehicles and travel agencies and tour operators.  The lowest loan amount that can be requested is EUR 100, and the highest is limited to EUR 1,25 million in kuna equivalent.  The signed agreement stipulates that the Ministry of Tourism will provide funds in the amount of HRK 26 million to subsidize the interest rate of up to two percentage points for lending to liquidity of entrepreneurs in tourism activities under the Measure COVID – 19.  “Through its measures so far, the Government of the Republic of Croatia has paid great attention to all economic segments whose business activity has been reduced due to the coronavirus pandemic, and especially to tourism as one of the most important economic factors. Through this credit line, we make available up to HRK 600 million to entrepreneurs who perform tourism activities, in order to preserve jobs, maintain liquidity and be ready to continue active and successful business. “, said Tourism Minister Gary Cappelli during the signing of the agreement. center_img “Considering the fact that these are potential loan users who in a large number of cases have mortgaged real estate or do not have sufficient insurance in the form of real estate and movables, as an additional benefit, it is possible to insure loans with working capital insurance policies for exporters. issued by HBOR or guaranteed by HAMAG-BICRO”, Said Tamara Perko, President of the Management Board of HBOR.  Loan insurance with loan insurance policies or HAMAG-BICRO guarantees The Ministry of Tourism and the Croatian Bank for Reconstruction and Development (HBOR) concluded an “Agreement on Business Cooperation on the Implementation of Liquidity Measures for Entrepreneurs in the Tourism Sector”, which enabled the approval of HBOR’s direct interest-free loans.  The application for loan approval will be submitted directly to HBOR, which will approve the funds for a period of up to five years with the possibility of using a grace period of one year. Thanks to the subsidy funds, the interest rate will be zero percent for a repayment period of up to three years, and in the fourth and fifth year of repayment, the interest rate will be 1,5 percent. last_img read more

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QPR’s Eberechi Eze opens up on relationship with Osayi-Samuel

first_img Loading… The Anglo- Nigerians first played together in secondary school before reuniting at QPR in 2017 with Osayi-Samuel linking up with Eze, who has been with the Championship club since 2016. This season they have been in terrific form, scoring 18 goals and providing 12 assists between them and their form has generated interest from a number of European clubs. “Me and Bright weren’t in the same school team. We were in the same district team,” Eze told Football League World.Advertisement Queens Park Rangers midfielder, Eberechi Eze, has described his teammate Bright Osayi-Samuel as a brother and a blessing to play with. Promoted ContentBest & Worst Celebrity Endorsed Games Ever MadeThe Very Last Bitcoin Will Be Mined Around 2140. Read More7 Ways To Understand Your Girlfriend Better7 Black Hole Facts That Will Change Your View Of The Universe6 Ridiculous Health Myths That Are Actually TrueWho’s The Best Car Manufacturer Of All Time?8 Things You Didn’t Know About CoffeeWhich Country Is The Most Romantic In The World?11 Most Immersive Game To Play On Your Table TopThe Models Of Paintings Whom The Artists Were Madly In Love WithPlaying Games For Hours Can Do This To Your BodyPortuguese Street Artist Creates Hyper-Realistic 3D Graffiti “It’s a blessing because you don’t usually get to work with people you’ve grown up with. “He’s like a brother to me, so it’s good to share the field with him and it makes everything we do even more special.” The England-born players are eligible to feature for Nigeria as they are yet to play for the senior team of the Three Lions, and Eze had previously stated he is yet to make a decision on his international future. read also:Ex-England star reveals why Tottenham want Eberechi Eze The Anglo-Nigerians will hope to continue their impressive performances when football activities, which are currently suspended due to the outbreak of coronavirus, resume. FacebookTwitterWhatsAppEmail分享 last_img read more

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Balance of Power Swings To Democrats in Red Bank Election

first_imgBy John Burton |RED BANK — As the results came in on election night, the crestfallen Republican candidates saw the writing on the wall pretty quickly.When the totals for the borough’s voting districts were tabulated, the numbers showed a strong turnout for the Democratic candidates who won all of the nine districts.According to unofficial results Wednesday morning from the Monmouth County Clerk’s Office, Democratic incumbent Edward Zipprich was the top vote-getter, winning 1,828 votes, equaling 31.71 percent of votes cast. Zipprich’s running mate, Michael Ballard secured 1,804 votes, or 31.29 percent of the vote. Republican incumbent Linda Schwabenbauer was unsuccessful in her try for a second term, getting 1,107 votes, or 19.2 percent. Republican candidate Dana McArthur, making her first run for elected office, received 1,021 votes, with her total equaling 17.71 percent.Michael Clancy, the municipal Republican chairman, said of the election’s outcome, “We were running against Christie. We were running against Trump and we were running against the Red Bank Democrats…We were running against a lot.“There was no way we would have been able to overcome that,” he said, speaking at Schwabenbauer’s Leroy Place home Tuesday night.Schwabenbauer agreed with her party’s chairman, believing the election was out of their hands. “I don’t think there is anything that would have made a difference.”“I made some blunders,” in the campaign strategy, acknowledged Clancy, without elaborating, “but I don’t think there was anything we could have done to make a difference.”At Democratic headquarters, held at a former dry cleaners/laundromat on the corner of Monmouth and Pearl streets, the tone was jubilant.Even before results were known there was a happy crowd expecting a happy ending to the evening. Party poll challengers had conducted an informal exit poll of voters which showed, before votes were finished being cast, that Democrats appeared to be mounting a comfortable lead. And that led Zipprich and Ballard to thank family, friends and volunteers for the work and support for the campaign.“How about this?” joked former Democratic mayor Edward J. McKenna Jr. “The only two to make their victory speech before the votes are counted.”Zipprich said old school retail politics served the Democrats well. He and Ballard knocked on an estimated 6,700 doors, speaking with voters, Zipprich said, to get the message out.“That’s absolutely a record,” for the number of homes candidates approached, McKenna said. McKenna added that it was the first time in his memory the party candidates carried all of the districts.Later, Zipprich said the success came from having a planned strategy and executing it. That and the fact that, “So many people believed in us and we believed in Red Bank,” were contributing factors in the outcome, he said.Ballard, who is a member of the borough Board of Education, had been unsuccessful running for a council seat two years ago. “There’s no worse feeling than losing,” he acknowledged. “But there’s no better motivation than losing when you should have won.”The results give the Democrats a solid 4-2 majority on the council with a Democrat, Pasquale Menna, holding the mayor’s seat. Over the past year, it was a 3-3 split between Democrats and Republicans, with Menna available for casting any tie-breaking votes.For much of the last 25 years, Democrats have retained majority control, as well as the mayor’s office. But in the last few years the party had lost and then regained footing, losing the majority for a year as Republicans made inroads.With Democrats in control, Menna said there is much to be done, not the least is the future plans for the controversial redevelopment proposal for the municipal-owned White Street parking lot – a plan that could include the long-discussed parking facility. Menna, though, intimated that moving forward with it remains in question given the divide that exists among the stakeholders. He called one stakeholder “intransigent,” in its demands.Zipprich didn’t specifically mention it election night, but in the past, he, Ballard and the other council Democrats, have said the process should be slowed down and reevaluated.Republicans have remained committed to moving forward with seeing a mixed-use project on the site.And Schwabenbauer said Tuesday that issue and other plans are still on her to-do list for the remainder of her term, which ends at the end of the year.“It just means we’ll have to work that much harder to get things done,” she said. She specifically mentioned the White Street project, along with establishing a multiyear financial plan with the borough chief financial officer.McArthur said the campaign was a rewarding experience. “I learned so much and made so many great relationships,” she said, not ruling out another run in the future.“We’ll find a role for Dana in Red Bank,” Clancy said, possibly seeing if she’d serve on one of the volunteer boards or committees.This article was first published in the Nov. 9-16, 2017 print edition of The Two River Times.last_img read more

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Leafs snap winless streak by stopping Spokane Braves 2-0

first_imgThe Nelson Leafs returned to the win column, snapping a three-game losing streak with a 2-0 shutout victory over the Braves in Kootenay International Junior Hockey League action Sunday in Spokane.A powerplay goal by Jordan Davie, combined with solid netminding by Joe Barton, sparked Nelson to the shutout win.Davie combined with the two Austins — Anselmo and Lindsay — to beat Trevor Dilauro in the Spokane nets for the first goal of the game. Brendan Smith added an insurance marker in the third period, also on the powerplay, to secure the two points for the Green and White.Barton bounced back from a loss Friday to Beaver Valley to register the shutout in goal for Nelson.The Leafs carried the play for most of the game, pounding Dilauro with 56 shots, including a 25-5 advantage in the third period.Nelson, improving to 4-4 on the season for third spot in Murdoch Division standings, now returns to the NDCC Arena for a three-game home stand beginning Friday against Golden Rockets.Saturday, the Leafs host Beaver Valley before concluding the Thanksgiving Day weekend with an afternoon affair against Summerland Steam.ICE CHIPS: With the goal, Brendan Smith moves into the scoring lead for Nelson with six points — three goals and three assists — one point ahead of Jordan Davie. . . . Spokane knocked division rival Beaver Valley from the unbeaten ranks Saturday by edging the Hawks 2-1 in Fruitvale. Spokane netminder Blake Norman stopped 44 of 45 shots to power the Braves to the upset victory. . . . Beaver Valley and Castlegar are now tied for top spot in the Murdoch Division, each with 14 points. Castlegar has played one more game than the Hawks.last_img read more

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Ohio Ag Net Podcast | Episode 6

first_imgShare Facebook Twitter Google + LinkedIn Pinterest A jam-packed hour for episode 6 of the Ohio Ag Net Podcast. The crew sits down to talk when planting will start, the FFA Student Reporter position, winter beards, working with cover crops, and consumer perception of agriculture. We hear from “Dr. Food” as he spoke to the Columbus Metro Club. Plus words from the entertaining presentation of Buz Kloot from the Dave Brandt Field Day. To wrap things up, Joel Penhorwood talks with Michelle Ramseyer, farmer from Wayne County, on a unique instance on her farm that led to CPR on a calf.last_img read more

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SPORTING IMAGES- PHOTOGRAPHS

first_imgSporting Images have been in both NSW and Queensland for both State Cups and the Australia Cup. Thank you to the guys at Sporting Images, who have generously provided all of the shots of the event for our website. Photographs are available for purchase at www.touchphotos.netlast_img

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We all knew he was like this Salman Rushdie unsurprised by Trump

first_imgTORONTO – As Donald Trump continues to face backlash for blaming “both sides” at a deadly protest in Charlottesville, Va., celebrated author Salman Rushdie says he’s not surprised by the embattled U.S. president’s behaviour.“If you’ve lived in New York as I now have the last almost 20 years, we in New York, we’ve seen Trump,” Rushdie said in an interview Wednesday for his novel “The Golden House,” which is set against the backdrop of the last eight years of U.S. politics.“He’s been around, and people in New York got his number a long time ago. Everybody knew who he was, and it’s as if America is now discovering what New Yorkers have known for a long time. So, it’s no surprise Trump would behave like this.”In a news conference Tuesday, Trump appeared to equate the actions of white supremacist groups and those protesting them.Violence broke out Saturday in Charlottesville after a loosely connected mix of white nationalists, neo-Nazis and other far-right extremists assembled to protest the city’s decision to remove a towering statue of Confederate Gen. Robert E. Lee. Heather Heyer was killed when a man plowed his car into a crowd of counter-protesters. Heyer’s memorial was held Wednesday.Trump’s remarks were met with swift condemnation, including by those within his own party. Republican Sen. Lindsey Graham issued a statement saying the president’s words were “dividing Americans, not healing them.”“He seems to have a great difficulty in condemning neo-Nazis. It seems to actually be physically difficult for him to do so,” said Rushdie. “As a result, he goes into these bizarre rants where he makes false moral equivalencies between the extreme right and the left.“If he weren’t the president, it would seem like the ranting of an idiot. But since he’s the most powerful man in the world it’s deeply alarming to see him issuing a series of dog whistles which are… picked up quite clearly by the extreme right even to the point to which (former Ku Klux Klan leader) David Duke texts or tweets his thanks to Trump during the press conference. …“The destruction that has been wrought in these six months is impossible to overstate,” he added.When asked if Trump would serve out his full term, Rushdie said he was “bad at forecasting the future,” but seemed less than thrilled by the other potential contenders for the office.“Like anybody else, I’m watching the (Robert) Mueller investigation with great interest,” he said of the FBI probe into Russian interference in the U.S. election.“If we lose Trump we get (U.S. Vice-President Mike) Pence and if we lose Pence we get (House Speaker Paul) Ryan. If we get Ryan, we get Orrin Hatch. It’s not particularly an optimistic forecast.”— With files from The Associated Press—Follow @lauren_larose on Twitterlast_img read more

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Cities make power play for new fiscal order with eye to 2019

first_imgOTTAWA – Canada’s cities believe they will finally land easier and direct access to federal dollars in next year’s budget, or at least wrest a platform pledge from parties in the 2019 election.A pre-budget submission from the Federation of Canadian Municipalities asks the Liberals to end the buffet of application-based programs, and instead put the money into predetermined, annual payment programs.If Finance Minister Bill Morneau doesn’t answer the request in his 2019 budget, the federation is vowing to make their financial concerns an election issue and says it has willing ears from opposition parties.“Everyone is very interested and I feel we can get some important gains in the election of 2019,” FCM president Vicki-May Hamm said in an interview this week.Municipal officials also believe Prime Minister Justin Trudeau’s mandate letter to Infrastructure Minister Francois-Philippe Champagne, released in late August, gives their argument a boost. Trudeau ordered Champagne to talk with provinces and territories about ways to “address the timeliness of the flow of funds” to projects.Champagne will meet with his provincial and territorial counterparts this week in Halifax, and his office said the new marching orders will form part of the agenda.Infrastructure spending is regularly subject to delays because dollars don’t flow to projects until cities and provinces submit expense receipts, which often creates a lag between when work takes place and when federal money is spent.“This has made it a challenge to account for project activity in real time or close to it,” Champagne spokeswoman Kate Monfette said in an email.“We want to change that and with the new mandate from the prime minister, we will be working with our partners to do so.”The federation’s pre-election push happens against the backdrop of Ontario Premier Doug Ford’s threat to use the Constitution’s notwithstanding clause after a judge struck down his government’s bid to shrink the number of councillors weeks ahead of a municipal election.Although Ford backed down from the plan — an appeals court stayed the earlier decision this week — the FCM’s board of directors used the moment to publicly call for a “mature and modern conversation” among federal leaders “about how to strengthen municipal autonomy.”How cities get federal cash is high on that list.For years, cities have relied on a smattering of short-term federal programs to fund local work and services to ease the burden carried by the local tax base.“It’s really hard for municipalities to (not) have stable, predictable funding and to be able to work on the long-term investment plan,” Hamm said.The Liberals changed some of that with the introduction of their decade-long infrastructure program, which allocates $180 billion in government spending by province and project type to provide cities with some long-term planning ability.The money still flows through provinces, and municipalities see that as a fiscal — and federally, a constitutional — hiccup to a smooth flow of funds to address a backlog of infrastructure needs.“Our progress is constrained by an inadequate and outdated fiscal framework,” the FCM writes in the pre-budget submission, a copy of which was provided to The Canadian Press.“With this fiscal limitation, municipalities will continue to rely deeply on variable investment programs for other orders of government. Respecting our constitutional framework doesn’t mean we can’t innovate within it.”Hamm pointed to the gas tax fund that provides money directly to cities each year as the kind of thing the FCM is looking for in a new fiscal blueprint.— Follow @jpress on Twitterlast_img read more

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