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New guide for charities on choosing online giving platforms

first_imgNew guide for charities on choosing online giving platforms A new guide has been published to help charities choose from the wide range of online giving platforms available to them.Published by the Institute of Fundraising and Charity Finance Group, and sponsored by audit firm Crowe Clark Whitehill, Making the most of digital donations: A practical guide to selecting and using online giving platforms is a free 30-page download.It offers a clear introduction to the issues involved in fundraising online, some of the different models available, and some of the choices that charities will have to make, whether embarking on digital fundraising for the first time or moving to a new online giving provider.Step-by-step guideThe guide is divided into seven sections:What are online giving platforms and how do they work?How to assess the right method of taking donations via a third party siteProcesses and considerations when using online platformsUnderstanding the risks: due diligence and securityImplementationCase studiesConclusion and best practice tipsThe guide explains that some online giving platforms are run by for-profit companies and others by charities. It includes flow-charts that demonstrate how donations are handled and then remitted to the charity.The central section of how to choose the right online platform consists of a series of questions and answers to help charities assess the options available. Most of the advice is, appropriately enough, not about the technology but the processes, management and finance issues involved. Advertisement  38 total views,  2 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis1 AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis1 About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving.center_img No names mentionedThe guide explicitly chooses not to mention any particular online giving platform, even in the five case studies it features. This can be frustrating as it would be useful to see how different platforms perform against some of the criteria and functionality mentioned. On the other hand, there is utility in leaving brand names out of the advice, giving the guide a longer practical life, given that new platforms appear from time to time, and existing platforms modify or improve their services.Pesh Framjee, Head of Not-for-Profits, Crowe Clark Whitehill said:“Online giving will become an even more important channel as charities continue to look for different ways of raising funds for their vital work. With an increasing number of providers and different types of arrangements it is important that charities and donors understand the options and the arrangements and know what to look out for to ensure that they are making the right choices. There are important issues to consider and this publication will help understand what these are. We are pleased that we have been able to support this important and somewhat overdue initiative.”Making the most of digital donations: A practical guide to selecting and using online giving platforms is available to download from the websites of both Charity Finance Group and Institute of Fundraising. Tagged with: Digital Research / statistics Howard Lake | 13 October 2014 | Newslast_img read more

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Legacies at risk from inheritance tax changes, warns Remember A Charity

first_img“It makes it all the more important that we find other ways to put charity front of mind when people are writing a Will. This means engaging more closely with financial advisers and Government, emphasising the importance of legacy giving and the need for greater fiscal incentives like VAT-free charitable Wills.”Last year, data released by Smee & Ford showed that 2015 was a record year for legacy giving, with 37,261 of the Wills that went to probate in England, Scotland and Wales including a legacy donation, up from 34,908 in 2014.The full changes, as set out by the Government, can be read on the .Gov site.  119 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis21 Tagged with: legacies legacy fundraising legacy promotion Remember a Charity Legacies at risk from inheritance tax changes, warns Remember A Charity  120 total views,  2 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis21center_img Melanie May | 5 April 2017 | News Changes to inheritance tax could reduce the number of legacies left to charities by 1,200 a year, according to Remember A Charity.The changes come into effect from 6th April, and see the introduction of a new inheritance tax allowance that Remember A Charity is warning could leave less incentive for people to include a legacy in their Will.The new main residence nil-rate band of £100,000 is being introduced for domestic residences passed to direct dependents. This allowance is in addition to the current £325,000 inheritance tax threshold. For a couple, it increases the tax-free amount from £650,000 to £850,000: an amount that will rise to £1 million by 1st April 2020 through annual increases.Inheritance tax is currently charged at 40% on assets above the £325,000 threshold of an estate, with a tax break reducing this rate to 36% for those who leave at least 10% to a charity. However, with the changes, Remember A Charity believes fewer solicitors and Will-writers will raise the option of leaving a legacy, leaving less people aware of this opportunity.A worst-case scenario estimate by Remember A Charity, which it has based on the latest HMRC statistics on the value of estates suggests that there could be 1,200 fewer people annually leaving charitable gifts as a result of the tax changes.Rob Cope, director of Remember A Charity, said:“Tax breaks are a natural entry point for solicitors and Will-writers to raise the option of charitable giving during the Will-writing process. But with the tax changes, our concern is that fewer people will be aware of their charitable options, which will be a real threat to legacy giving.”Remember A Charity’s latest tracking study of solicitor behaviour released this week and carried out by Future Thinking, shows that the proportion of professional advisers always or sometimes advising clients of the tax benefits of legacy giving during Will-writing has risen to an all-time high of 72%, up from 66% in 2015 and 61% in 2009.Cope added: Advertisement About Melanie May Melanie May is a journalist and copywriter specialising in writing both for and about the charity and marketing services sectors since 2001. She can be reached via www.thepurplepim.com.last_img read more

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Seed Consultants Market Review 9/10/12 with Gary Wilehlmi

first_imgHome Market Market Watch Seed Consultants Market Review 9/10/12 with Gary Wilehlmi SHARE By Gary Truitt – Sep 10, 2012 Facebook Twitter LivestockCash cattle zero inTexaslast weekNorthern cattle up $2-3Boxed beef in seasonal demand period, but consumer resistance is a major offsetHuge pork supplies also pressure beef interestLean hog index has fallen $3.30 since last ThursdayShort covering has lifted hogs over 200 points off lowsCattle dawdled at $.67 lower on October Grain and soybeansWheat, corn and soybeans set back heading into Wednesday AM crop reportAverage guesses for the report are 1.4 b corn and 2.6 b beansYields sub 120 bpa in corn and 35.7 bpa in soybeansThere is a long way to go to find the truth about the quantity and quality of corn productionWheat carryover is expected at 709 m, not much changedWatch dryness in northernBrazilandAustraliaWeekly export inspections were soft in wheat, corn and beansChinese soybean imports were off 2% for the year in August and 25% smaller from July, on pricesIdeal harvest weather will turn hotter but looks dryCorn harvest at 15% versus a 5% average and soybeans just beginning at 4% versus 2% Facebook Twittercenter_img Seed Consultants Market Review 9/10/12 with Gary Wilehlmi SHARE FinancialLight volume continues at the NYSE off 40% in last monthFOMC meeting 12-13th with expectation of fresh decision on new stimulusWeak employment report Friday argued for Fed actionGerman court ruling Wednesday on leadership economic policyAll markets stocks, metals, currencies and crude stayed close to home MondayChinese import report bearish off 2.8%Baltic freight index remains weak and that’s a key measure of demand 9-10-12    PM  Comments Previous articleCorn Harvest Progresses even with Recent RainsNext articleNational Watershed Research Network Established by USDA Gary Truittlast_img read more

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DuPont Pioneer Offers Help in Making Planter Settings

first_img Take the confusion out of planter settings while boosting your planting accuracy this spring. DuPont Pioneer has developed three calculators that can help eliminate some of the guesswork at planting time.With the online Planter Settings Calculator you can enter your planter type and the seed batch ID from your Pioneer seed bag tags, and you’ll get customized planter setting recommendations based on seed shape and size. The Pioneer® Field360™ Plantability App offers planting recommendations to mobile phone and tablet users after they scan the bar code on their Pioneer brand corn and sunflower seed tags and indicate their planter type. The tool is available for iPad®, iPhone®, and AndroidTM devices.The Pioneer Planting Rate Estimator allows users to examine historical yield response curves to help estimate an optimum planting rate for Pioneer corn products. The Planting Rate Estimator also provides hybrid-specific, customized planting rate recommendations based on your seed cost, grain price and expected yield. Simply enter the batch number of the seed you’re planting and select the appropriate planter model to calculate the optimum planting rate and net income per acre. The results reflect extensive research into hybrid response to varying plant populations.As growers move from the shop to the field, DuPont Pioneer agronomists offer planter setup and in-field planting recommendations.Discuss seeding rates and row spacing with your Pioneer sales professional.Calibrate and adjust planters based on recommended fan speed or pressure, ground speed, and talc or graphite coverage. Utilize planter meters to maximize seed singulation and ensure spacing accuracy and targeted planting. Reduce tillage passes to preserve soil moisture.Use planter-mounted row cleaners to allow soil to warm and to move disease organisms away from the seed.Plant at least 1.5–2 inches deep to ensure that the nodal roots develop ¾ of an inch below the soil surface. Plant only when soil is near 50 degrees F and the forecast is for warm temperatures.For more information, contact your Pioneer sales professional, or go to www.pioneer.com. Facebook Twitter Home News Feed DuPont Pioneer Offers Help in Making Planter Settings SHARE Previous articleDonations for Purdue Agriculture Scholarships increase 4-FoldNext articleSmartphone to Become Smarter with ‘Deep Learning’ Innovation Gary Truitt SHARE Facebook Twitter DuPont Pioneer Offers Help in Making Planter Settings By Gary Truitt – Mar 18, 2014 last_img read more

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A Spring Made for Seed Treatments

first_img Previous articleRains Lead to Planting Delays in IndianaNext articleFarmers,Meet Those Legislators Gary Truitt Thompson told HAT, with planting being late this year, it is important to get the crops off to a good start and avoid replanting, “You want to get your crop off to a good, fast, and healthy start to avoid yield loss or the need to replant.” A Spring Made for Seed TreatmentsWhen soybeans go into the ground this spring, it is likely it will into wet soil which is the perfect environment for three of the top diseases that hit young plants. Jarrod Thomas, with Monsanto, says these three diseases are Pythium, Phytophthora1, both of which thrive in cold and wet conditions, “And when the wet soil warms up, Rhizoctonia can show up. The common thread here is the wet, and we certainly have that this spring.” He added the weather we are having across the Corn Belt is the perfect environment for these diseases. A Spring Made for Seed Treatments Facebook Twitter SHARE Seed treatments like Acceleron® can give young plants the protection they need during the first 30 days. But Thomas warns growers to make sure they are mixing their modes of action when choosing a seed treatment. “Some seed treatments only have 2 fungicides, but Acceleron has 3 fungicides with 2 different modes of action for each of the 3 diseases.” Thompson added that Acceleron also has an insecticide that protects young plants from insect pressure during the first 30 days of growth. Acceleron® Seed Treatment Products are the only seed treatments designed to help maximize performance potential in Genuity® Roundup Ready 2 Yield® Soybeans.center_img By Gary Truitt – Apr 13, 2015 Another issue that many Indiana growers faced in 2014 was Sudden Death Syndrome, SDS. Thompson said the ILeVO seed treatment is a great way to prevent yield loss from this unpredictable disease. While the effects of SDS don’t show up until later in the season, initial infections occur on the roots and crowns of young soybean plants as early as the seedling stage. SHARE Facebook Twitter Home Indiana Agriculture News A Spring Made for Seed Treatmentslast_img read more

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Newspaper reporter sentenced in absentia to a year in prison for libel

first_img Help by sharing this information February 18, 2009 – Updated on January 20, 2016 Newspaper reporter sentenced in absentia to a year in prison for libel May 12, 2021 Find out more News AlgeriaMiddle East – North Africa News RSF_en May 18, 2021 Find out more Algeria pressures reporters by delaying renewal of accreditation Follow the news on Algeria to go furthercenter_img News Harassment of Algerian reporters intensifies in run-up to parliamentary elections Receive email alerts April 29, 2021 Find out more News Reporters Without Borders is disturbed by the one-year prison sentence which Layadi El-Amine Yahia, a correspondent of the daily Le Carrefour d’Algérie, received on appeal from a court in the western city of Mascara on 11 February for allegedly libelling the city’s director of commerce. Yahia, who did not attend the hearing, was acquitted in the original trial.“Algeria’s journalists have for several years been exposed to a permanent threat of imprisonment,” Reporters Without Borders said. “The authorities keeping on suing the news media, creating a climate of intimidation and self-censorship. They have failed to understand that, in cases of defamation, imprisonment is an utterly inadequate response.”Mascara’s director of commerce sued Yahia over an article implicating him in corruption. Initially acquitted by a Mascara court, Yahia was sentenced in absentia on 11 February to a year in prison and a fine of 20,000 dinars (220 euros). As Yahia was not notified that an appeal court was to hear the case, he plans to appeal against his conviction, Le Carrefour d’Algérie editor Abdellah Bouhali told Reporters Without Borders. No date has so far been set for the hearing of Yahia’s appeal.Reporters Without Borders has meanwhile learned that a journalist with the privately-owned daily El Watan in Mascara is being sued by the imam of El Hassanaïne mosque in Mamounia, a town 2 km outside Mascara, over articles published on 12 April 2006 and 19 April 2008. On 15 February, the trial was adjourned until 22 February at the prosecution’s request. Organisation AlgeriaMiddle East – North Africa Algeria : Reporter jailed after covering Tuareg protests in southern Algerialast_img read more

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Universal Periodic Review – international community must remind Turkey of its pledges

first_img April 2, 2021 Find out more January 26, 2015 – Updated on January 20, 2016 Universal Periodic Review – international community must remind Turkey of its pledges The United Nations Human Rights Council will begin reviewing Turkey’s respect for fundamental freedoms tomorrow. Reporters Without Borders, which has consultative status with the UN, provided the Council with a written contribution on freedom of information in Turkey last June. The situation has continued to worsen since then. Download the Reporters Without Borders contribution (June 2014) Help by sharing this information to go further Follow the news on Turkey TurkeyEurope – Central Asia Receive email alerts April 2, 2021 Find out more News Journalists threatened with imprisonment under Turkey’s terrorism law (Photo: Mustafa Ozer / AFP) center_img Turkey’s never-ending judicial persecution of former newspaper editor Related documents RSF: UPR Turkey 2014PDF – 179.73 KB Human rights groups warns European leaders before Turkey summit The Turkish authorities have steadily abandoned the undertakings they gave four years ago during the Universal Periodic Review’s first cycle. Established in 2008, the UPR is a mechanism by which the human rights performance of each of the UN’s 193 member states is reviewed every four years or so. The second cycle offers an opportunity to evaluate how each country has done since its first review.“Four years ago, the Turkish government said that continuing improvements in respect for media freedom were ‘one of the fundamental aspects’ of its human rights reforms,” said Johann Bihr, the head of the Reporters Without Borders Eastern Europe and Central Asia desk.“But progress in the past four years has in practice been very limited and the government has instead embarked on an increasingly authoritarian and repressive course. This second UPR should be used to remind the Turkish authorities of their past undertakings and to make them face up to their responsibilities.”The army’s self-appointed right to influence political developments has been rightly curtailed and a number of taboos linked to the Kemalist heritage have gone, but new taboos are emerging and the government is becoming more and more authoritarian.The legislative shackles inherited from the military era have been loosened only slightly, while new repressive measures keep on being adopted, facilitating cyber-censorship and generalized surveillance. Bans on any reference to certain subjects of public interest are becoming more and more frequent. Media pluralism is being undermined by growing self-censorship and the concentration of ownership in ever fewer hands. Hostages to the relentless power struggles between the government and its rivals, more and more journalists are being prosecuted or stripped of their accreditation, while the police continue to use violence against media personnel with complete impunity.Reporters Without Borders again calls on the Turkish authorities to:- Reform the penal code in order to decriminalize media offence and increase the space for democratic debate; above all, repeal articles 125, 299, 300, 301 and 305, which criminalize criticizing state institutions, and Law 5816, which criminalizes attacking the memory of the Turkish Republic’s founder, Mustafa Kemal Atatürk.- Adopt legislation that enshrines the right to information about matters of public interest, in order to counter-balance the priority given to the confidentiality of judicial investigations, state security and respect for privacy.- Go further with reforming the anti-terrorism law so as to bring it into compliance with the international conventions ratified by Turkey.- Repeal recent draconian reforms, especially the February 2014 Internet law and the April 2014 law on the intelligence services; reform Internet legislation in order to provide for better judicial control of decisions to block websites, instead of facilitating censorship.- Continue the overhaul of the Code of Criminal Procedure in order to make provisional detention an exception and ensure that it cannot be used for media offences; guarantee journalists the right to a fair trial.- Guarantee protection for journalists while they are covering demonstrations; bring those responsible for police violence against journalists to justice.- Respect media pluralism and independence by not meddling in editorial policies, not putting pressure on media owners, not issuing press accreditation in accordance with political affiliation, and not imposing “publication bans.”- Set an example as regards respect for civil liberties and civil society, end inflammatory verbal attacks on critics, consult civil society before adopting reforms, promote media self-regulation and foster an evolution in judicial attitudes. News April 28, 2021 Find out more RSF_en TurkeyEurope – Central Asia News News Organisation last_img read more

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Eric taps in to the true spirit of Christmas in Limerick

first_imgLimerick Artist ‘Willzee’ releases new Music Video – “A Dream of Peace” TAGSChildren’s ArkChristmasEric JohnsonlimerickSociety of Saint Vincent de PaulThe Training RoomTRX suspension traininguniversity hospital limerick Advertisement WhatsApp Predictions on the future of learning discussed at Limerick Lifelong Learning Festival Limerick’s National Camogie League double header to be streamed live Twitter Email Vanishing Ireland podcast documenting interviews with people over 70’s, looking for volunteers to share their stories Limerick Ladies National Football League opener to be streamed livecenter_img Previous articleSamaritans have their busiest ever year in LimerickNext articleChickens bring Christmas cheer from Limerick to Africa Alan Jacqueshttp://www.limerickpost.ie WATCH: “Everyone is fighting so hard to get on” – Pat Ryan on competitive camogie squads by Alan [email protected] up for the weekly Limerick Post newsletter Sign Up Eric Johnson from the Training RoomPERSONAL trainer Eric Johnson is Limerick’s very own Santa Claus.The inspirational 24-year-old from Southill brought joy and wonder to hundreds of Limerick children this Christmas through a selfless act of goodwill for those in desperate need during the festive season.Big-hearted Eric opened The Training Room, a gym focused on TRX suspension training, located on Earsons Lane across from Bourke’s pub off Catherine Street at the start of 2014. Then this month, as he was about to celebrate his first year in business by turning on the lights on the Christmas tree in his gym, his father Larry sparked an idea about helping Limerick’s poor.“He just suggested that I do something for those who would have nothing this Christmas. It was a really simple idea but it wouldn’t go away,” Eric tells the Limerick Post.“Thankfully, I never wanted for anything, but I come from a very humble background and I’ve seen people around me go through very tough times. I appreciate all I have and really believe that Christmas is all about giving,”  he explains.What started as a simple idea on Facebook, to get some friends and clients to donate enough toys to fit under his gym’s Christmas tree before giving them to the Society of Saint Vincent de Paul, soon spiralled out of all control. Worried that no one would donate toys, Eric even spent around €800 to be sure the venture was a success.But the young fitness instructor needn’t have fretted. What happened next proved the spirit of Christmas was alive and well in Limerick.“I run classes in my gym five or six times every day, but so many toys started coming in that there was no room on the floor to run my classes. I’d come in in the mornings and there were sacks of toys left outside. For a finish, I got enough toys for 500 or 600 children,” says a gobsmacked Eric.“Around 90 per cent of them were brand new and those that were secondhand were like new. It wasn’t pound shop stuff either it was the best of toys from bikes and rocking horses to teddy bears and Playstations. I couldn’t believe it.”Eric collected so many toys that he was even able to put some aside to make a special trip out to the Children’s Ark located in Sunshine Ward of the University Hospital Limerick on Christmas Day.“I dressed up as Spiderman to give the kids in the hospital a Christmas surprise. There are so many generous people in Limerick and they always rally around. That spirit is encouraging, especially when so many people have it so tough at the minute,” he said. RELATED ARTICLESMORE FROM AUTHOR Linkedin NewsLocal NewsEric taps in to the true spirit of Christmas in LimerickBy Alan Jacques – December 27, 2014 1397 Facebook Printlast_img read more

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Permian Basin Drilling Report: Jan. 11 – Jan. 17

first_img Facebook Congressman Mike Conaway talks to the Odessa American on Jan. 7, 2018. Permit applications approved by the Texas Railroad Commission for Jan. 11 through Jan. 17 for Districts 7C, 8 and 8A. Numbers in parentheses indicate the number of permits approved for that leasehold.• Ameredev Operating, LLC, Boyd 11, Loving, new drill.• Apache Corporation, Miller 37 West A, Upton, new drill; Miller 37 West B, Upton, new drill; Miller 37 West C, Upton, new drill; Latzel 3946 A, Upton, new drill; Latzel 3946 B, Upton, new drill; Copperhead, Culberson, new drill; Palm Unit, Reeves, new drill; Blue Racer, Reeves, new drill; Grant, Reeves, new drill (2).• BTA Oil Producers, LLC, Tetris 21601 18, Reeves, new drill.• Caprock Field Services, LLC, Cumberland, Reeves, new drill; Nokota, Reeves, new drill.• Centennial Resource Production, LLC, Stephens, Reeves, new drill (3); Red Rock A Unit, Reeves, new drill (2).• Champion Lone Star Operating, LLC, CLS Walton, Winkler, new drill (2).• COG Operating, LLC, Chute Buster, Culberson, new drill.• ConocoPhillips Company, Blackjack, Culberson, new drill (3).• CrownQuest Operating, LLC, Five Way 15, Martin, new drill; FR Unobtanium 1411 C, Midland, new drill (2).• Diamondback E&P, LLC, UL Benson A, Andrews, new drill; UL Benson B, Andrews, new drill; UL Benson C, Andrews, new drill; UL Benson D, Andrews, new drill; W ST NW 36 Unit, Midland, new drill; Warlander East, Reeves, new drill; Neal Lethco State 24-23 Unit, Pecos, new drill.• Endeavor Energy Resources, LP, Rio Frio 25-32 Unit 1, Midland, new drill (3).• Energen Resources Corporation, UL 20 Stripes 38-47, Winkler, new drill; Aggie Unit 75-67-66, Loving, new drill.• EOG Resources, Inc., State Mayfly Unit, Reeves, new drill (2); Goodnight Unit, Loving, new drill.• EP Energy E&P Company, LP, University Taylor Draw 31, Upton, recompletion; University East, Crockett, new drill (2).• Fasken Oil and Ranch, Ltd., Fee BQ, Andrews, new drill (2); Fee CF, Andrews, new drill (2).• Flint Rock Resources Management, Inc., Appleton, McCulloch, new drill (2).• Foreland Operating, LLC, Maggie 12, Irion, new drill.• Forge Energy, LLC, UL 21 Yellowtail, Winkler, new drill.• Halcon Operating Co., Inc., Berkley State West Unit, Pecos, new drill.• Hannathon Petroleum, LLC, Click 14, Howard, new drill.• Impetro Operating, LLC, Antelope, Winkler, new drill; Moose, Winkler, new drill.• Independence Resources Management, LLC, Pfluger D 5, Tom Green, new drill.• Jagged Peak Energy, LLC, Bigfoot 106105A-34, Ward, new drill; Bigfoot 106105B-34, Ward, new drill.• JM Cox Resources, LP, Alice, Upton, new drill.• Kinder Morgan Production Co., LLC, Yates Field Unit, Pecos, recompletion; Sacroc Unit, Scurry, recompletion (3).• Laredo Petroleum, Inc., Sugg D, Reagan, new drill (6).• Legacy Reserves Operating, LP, Dr. Orson D, Martin, new drill.• Matador Production Company, Larson 04-TTT-B02, Loving, new drill.• MDC Texas Operator, LLC, Imperial Eagle 24, Reeves, new drill.• MWS Producing, Inc., University 22B, Crockett, new drill.• Oxy USA, Inc., E.L. Powell B, Glasscock, new drill.• Oxy USA WTP, LP, Willard Unit, Yoakum, new drill.• Permian Deep Rock Oil Co., LLC, Waffle Iron, Midland, new drill; Charger, Midland, new drill (10); Charger A, Midland, new drill (3).• PRI Operating, LLC, Nyala Unit 9C, Reeves, new drill; Nyala Unit 9D, Reeves, new drill.• Primexx Operating Corporation, Angelina Unit 303-302E, Reeves, new drill; Lujan State, Reeves, new drill.• RKI Exploration & Production, LLC, Oliver 13-24, Reeves, new drill.• Rosehill Operating Company, LLC, Weber 26, Loving, new drill.• RSP Permian, LLC, Cross Bar Ranch, Martin, new drill (2); Rudd Draw 29-3, Loving, new drill (3).• Seaboard Operating Co., Robertson N. Clearfork Lo. Unit, Gaines, new drill.• Shell Western E&P, Pecos 53-2-11 Lov, Loving, new drill (2).• Sheridan Production Company, LLC, Parker Minerals 8A, Ector, new drill.• SM Energy Company, Neptune SWD, Howard, new drill; Big Daddy B, Howard, new drill; Duke, Howard, new drill (2); Wilma Dorcus (SA) E, Upton, new drill.• Steward Energy II, LLC, Sandman 470, Yoakum, new drill.• Surge Operating, LLC, Unicorn Unit B 37-04, Borden, new drill; Gunsight, Borden, new drill; Middleton, Howard, new drill; Elrod-Antell, Howard, new drill.• Throne Petroleum Resources, LLC, Andrews University 20-17, Andrews, new drill.• Windy Cove Energy II, LLC, WCE, Yoakum, new drill.• XTO Energy, Inc., Kriti C3-6-7 SB8, Pecos, new drill; Kriti C3-6-7 WB6, Pecos, new drill; Kriti C3-6-7 Wa11, Pecos, new drill; Kriti C3-6-7 TB8, Pecos, new drill; Kriti C3-6-7 WB3, Pecos, new drill; Frank Powell SWD, Reagan, new drill; Fullerton Clearfork Unit, Andrews, new drill; St. John 76 2734, Loving, new drill.• RAILROAD COMMISSION WhatsApp Home Local News Business Permian Basin Drilling Report: Jan. 11 – Jan. 17 Octopus Energy U.S. to Discount Customers’ Bills by as Much as 90% By admin – January 21, 2018 Facebook Pinterest Snap Inc. to Participate in the Morgan Stanley Technology, Media & Telecom Conference 2021 center_img Previous articleTHE IDLE AMERICAN: Times ‘squared’ on New Year’s EveNext articleUTPB student feels blessed by Falcon Award admin RELATED ARTICLESMORE FROM AUTHOR Local NewsBusiness Permian Basin Drilling Report: Jan. 11 – Jan. 17 Pinterest Virgin Coco MojitoHawaiian Roll Ham SlidersSouthern Style Potato SaladPowered By 10 Sec Mama’s Deviled Eggs NextStay Rattler Midstream: 4Q Earnings Snapshot Twitter Twitter WhatsApplast_img read more

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Is Something Amiss in the Reverse Mortgage Industry?

first_img April 27, 2016 10,175 Views The Best Markets For Residential Property Investors 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago About Author: Brian Honea Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Tagged with: California Reinvestment Coalition CIT Group HECM HUD Reverse Mortgages Widow Foreclosures California Reinvestment Coalition CIT Group HECM HUD Reverse Mortgages Widow Foreclosures 2016-04-27 Brian Honea Share Save The Best Markets For Residential Property Investors 2 days ago in Daily Dose, Featured, Foreclosure, News Home / Daily Dose / Is Something Amiss in the Reverse Mortgage Industry? The Week Ahead: Nearing the Forbearance Exit 2 days ago Previous: OCC to Banks: Don’t Let Technology Come Between Us Next: Ocwen Stung by First Quarter Loss Is Something Amiss in the Reverse Mortgage Industry?center_img Servicers Navigate the Post-Pandemic World 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago  Print This Post San Francisco-based advocacy group California Reinvestment Coalition (CRC) has asked HUD to impose a moratorium on home equity conversion mortgage (HECM, or reverse mortgage) foreclosures by CIT Group and its subsidiary, Financial Freedom.CRC requested the moratorium based on new data it obtained from HUD in the form of a fact sheet which shows that CIT Group/Financial Freedom were responsible for 39 percent of the 41,237 reverse mortgage foreclosures in the United States since April 2009 despite having an estimated market share of only 17 percent in the reverse mortgage market.Many of the reverse mortgage foreclosures that have occurred are “widow foreclosures,” or foreclosures that occur after the death of a non-borrowing spouse. These foreclosures are allowed to happen because some reverse mortgage originators name only the borrower on the reverse mortgage, which later allows the servicers to foreclose on the non-borrowing spouse. Many of the foreclosed-on non-borrowing spouses are seniors.“CRC was contacted by a number of widowed homeowners and other heirs who shared disturbing stories about Financial Freedom,” said Kevin Stein, associate director at CRC. “Using a FOIA (Freedom of Information Act) request, we asked Financial Freedom’s primary regulator, HUD, about the total number of foreclosures it had completed, and the number of complaints HUD had received against Financial Freedom.”Stein said the new data they obtained from HUD on reverse mortgages provides a “red flag that something is amiss” at Financial Freedom.“This builds on the troubling consumer stories shared with us about Financial Freedom and CIT Group disclosing it had received subpoenas about Financial Freedom from HUD’s OIG (Office of Inspector General),” Stein said.Maeve Elise Brown, executive director at Housing and Economic Rights Advocates, added, “This newly uncovered data about Financial Freedom’s outsized role in HECM foreclosures is troubling, and suggests the need for a thorough and transparent investigation.”The CRC originally made the FOIA request in November 2014 to obtain more information on HUD’s oversight of the reverse mortgage industry, such as the number of complaints against Financial Freedom. The CRC said that it was told that HUD could not fully comply with the request because HUD estimated it would take 120 years to compile all the information they asked for.“It’s deeply concerning from a consumer protection standpoint when the main regulator for an industry tells you that because of their outdated technology, it will take them 120 years to compile complaint data about one of the companies they’re supposed be regulating,” Stein said. “If HUD lacks the ability to systematically access, analyze, and respond to consumer complaint data, how can it effectively regulate this industry, and individual companies? This is important information for identifying problematic practices and bad actors. In comparison, anybody with an internet connection can use the CFPB’s complaint database, and the CFPB routinely publishes public reports about the complaints it receives.”Neither HUD nor CIT Group immediately responded to requests for comment on the CRC’s bid for a moratorium on reverse mortgage foreclosures.Click here to view the fact sheet on the FOIA request. Demand Propels Home Prices Upward 2 days ago Brian Honea’s writing and editing career spans nearly two decades across many forms of media. He served as sports editor for two suburban newspaper chains in the DFW area and has freelanced for such publications as the Yahoo! Contributor Network, Dallas Home Improvement magazine, and the Dallas Morning News. He has written four non-fiction sports books, the latest of which, The Life of Coach Chuck Curtis, was published by the TCU Press in December 2014. A lifelong Texan, Brian received his master’s degree from Amberton University in Garland. 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